Can you do personal online banking at Merrick Bank?

As of 2015, Merrick Bank offers credit cards and recreation loans to personal banking customers. The bank does not offer traditional bank account options, including checking accounts, savings accounts or online banking. Merrick credit card customers can create an account in the Cardholder Center to make online payments.

Merrick Bank offers secured Visa cards to assist those who are attempting to build or rebuild their credit histories. All funds are FDIC insured, and customers can choose a credit line of $200 to $3,000.

Merrick Bank issues recreation loans for customers who want to purchase a recreational vehicle, boat or motorcycle, and loans are even available to people with poor credit histories.