What is the minimum distribution from a 401k?

The minimum distribution from a 401(k) varies depending on the amount of money in the retirement account and the age of the account holder, as stated by the Internal Revenue Service. There are other factors, such as changes in marital status, withdrawal timing and account holder death that affect the minimum distribution amount. The IRS provides worksheets through its website that account holders can use to determine how much money to withdraw from their 401(k).

The minimum distribution amount is the minimum amount of money account holders have to withdraw from their 401(k) and other retirement accounts on a yearly basis. There are also online calculators available to give a quick estimate of the minimum distribution amount, as stated by the U.S. Securities and Exchange Commission.