What are mortgage rates at TD Bank?

As of March 2015, TD Bank's mortgage rate is 4.050 percent for a 30-year fixed rate conventional loan of $225,000 to purchase a $300,000 single-family home, states TD Bank. Bank customers receive a 0.125 percent rate discount. The loan requires 359 monthly payments of $1,080.68, and one $1,080.70 payment.

The 4.050 percent loan has an annual percentage rate of 4.109 percent. The loan requires an escrow account, adding real estate taxes and homeowners' insurance premium costs to the monthly payment. The rate is subject to change without notice. A borrower's rate depends on several factors, including the loan type and size, the property type, its appraised value and the borrower's credit history.