What are some online services offered by Capital One 360?

Capital One 360 offers savings and checking accounts, home loan applications and decisions, advice on investment and retirement, and business accounts, as Capital One Bank explains. All regular banking services are covered by FDIC, but investments and securities are not.

As of June 2015, the savings account offered by Capital One 360 bears interest at a rate of 0.75 percent, explains the site. The checking account carries no fees and offers an interest rate that depends on its balance. The CheckMate feature allows users to add funds to checking or savings accounts from a smartphone or computer. The home loan application is for 15- and 30-year fixed-rate or 5- or 7-year adjustable-rate mortgages. Current prime rates are as low as 2.875 percent for the 5/1 ARM up to 4 percent for the 30-year fixed-rate mortgage.