What are the requirements in opening a personal checking account?

The requirements for opening a checking account vary for each bank, but they usually include personal information, documentation to prove the applicant's identity and an initial deposit, as explained by OpposingViews.com. Co-applicants may also be required to supply information and documentation.

Personal information for opening a checking account includes name, mailing address, birthdate and a contact telephone number, according to OpposingViews.com. Documentation includes a Social Security card and either a driver's license or valid state photo identification. Some banks may require that applicants be over the age of 18. Deposit amounts range from $25 to $100 or more. Some checking accounts may earn interest, but some may charge fees.