What type of insurance helps to pay the Medicare deductible?

Those on Medicare can purchase medigap insurance from a private insurance company to help cover the costs of hospital deductibles, copays and other out-of-pocket costs, as the AARP explains. The specifics covered by medigap insurance vary depending on the exact policy chosen.

Medigap insurers cannot deny coverage or charge high premiums for pre-existing conditions to anyone who signs up for medigap insurance within six months of enrolling in Medicare Part B, according to the AARP.

In addition, people who are unable to pay their Medicare premiums or deductibles may qualify for state aid through their state's Medicaid program or other state programs for qualified beneficiaries, as Medicare.gov explains.