Is Windhaven auto insurance only for residents of Florida?

As of April, 2015, Windhaven Insurance only advertises service in the Florida area. Located in Miami and working with Miami-based charities and other organizations, Windhaven advertises more than 1,000 agents in the state of Florida.

States have differing insurance requirements, so companies need to know the state's laws to offer appropriate plans for potential customers. In addition, states have differing requirements for how much companies need to have in the bank to pay out potential claims, and states have different legal procedures when the company and its clients have disputes. As a result, many companies only offer service in one state.