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How does filing chapter 7 or chapter 13 affect your credit?

Both Chapter 7 and Chapter 13 bankruptcy proceedings have a negative effect on the filer’s credit report for 10 years after discharge, according to Nolo. Both bankruptcy chapters cause the same amount of damage to a credit score, but creditors may look more favorably on an indication of Chapter 13 bankruptcy than Chapter 7.\nThe difference between the two types of bankruptcy from a lender’s perspective is that Chapter 13 bankruptcy requires the debtor to repay all or part of the debt owed over a period of three to five years, advises Nolo. By contrast, Chapter 7 bankruptcy does not require..

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What are the advantages and disadvantages of representative democracy?

The first advantage to this approach is that it tends to be more efficient. Many decisions, such as those that pertain to war, must be made quickly in order for them to be effective. As a result, there often is insufficient time to gather all of the citizens of an area together to take a mass vote on such issues, especially in large populations. According to ActivatingDemocracy.com. another advantage is that ordinary citizens often just don’t have any interest in politics. They are not informed on the issues, whereas elected officials specifically study to be informed. A downside of represen..

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How do you apply for food stamps with MyFlorida?

When applying for benefits, you need your Social Security number, your date of birth, and information regarding your job, child support and other sources of income. You also need information regarding your assets, such as savings accounts, vehicles, home insurance, life insurance and checking accounts. You also need to provide the amounts that you pay out in housing expenses, such as utilities and rent. You must also provide your health insurance information. Provide proof of your identity and your U.S. citizenship.\nThe Food Assistance Program provides assistance to individuals and families s..

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Where can you find your DDR-214 for service with the U.S. Army?

Requests submitted to the National Archives for personnel records must include basic details to locate the correct documents including full name, branch of service, service number, Social Security number and years in service. All requests must be signed and dated by either the veteran or next-of-kin.\nMilitary personnel records are opened to the general public after 62 years. As of 2015, records created before 1953 are in the public domain.

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Does Japan have an army?

The JSDF is divided into three branches: the Ground Self-Defence Force serves as the army; the Maritime Self-Defense Force as the navy; and, the Air Self-Defense Force as the air force. Members of all three branches are technically classed as civilians, but the chain of command resembles that of western military forces. The Prime Minister serves as the commander-in-chief, and Chiefs of Staff of the three branches answers to him.

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Can you move out at 17?

Emancipation is a legal process through which a minor who is under age 18 is declared independent of his or her parents' or guardian's governance and financial responsibility. Minors who seek emancipation often believe the level of guidance provided to them through adult guardianship is not sufficiently meeting their needs. Parents who initiate emancipation do so either because their minor children request it or because they no longer feel that they are able to fulfill their parental obligations.

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How does AHRN military housing works?

The Automated Housing Referral Network is gradually being phased out in favor of the Homes.mil website but remains active as of September 2015. The Homes.mil site offers the same services.\nAHRN does not directly place service members in housing but rather provides listings of available housing military members can apply for through the site. Private landlords who have housing outside of military bases can apply to list their residences on the site, which also lists government housing and private military housing on bases. More than 200,000 property managers are registered on the site. The ser..

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What is the phone number to CNN?

The Cable News Network was launched in 1980 by media mogul Ted Turner. It was the first television channel to offer news on a 24-hour cycle. The company is headquartered at the CNN Center in Atlanta, Georgia but primarily broadcasts out of New York City, Washington D.C. and Los Angeles.\nCNN was the only channel to carry live coverage of the Space Shuttle Challenger explosion in 1986, and it was the first news outlet to broadcast from inside Iraq when the 1991 Gulf War broke out.

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Who are the people in Condoleezza Rice's family?

Rice was born in Birmingham, Alabama and excelled in academics from an early age. She went on to study political science at the University of Denver and obtained a master's degree in political science from Notre Dame in 1975. Rice originally identified as a Democrat but later changed her political affiliation to Republican because she disagreed with President Jimmy Carter's foreign policy.\nRice was the first female African-American secretary of state; in both 2004 and 2005, Forbes named her the most powerful woman in the world. Hillary Clinton succeeded her as secretary of state fol..

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How does the 2014 military pay chart work?

The military pay chart is based on the basic payment issued determined by rank and the time of service and special pay or pay entitlements due to special occupational contributions, such as diving, submarine or flight pay. Factoring issues that determine military pay include annual pay raises, longevity raises, number of drills for reservists, basic allowance for subsistence and housing, cost of living increases and special pay. The vertical chart correlates to the rank or pay grade and horizontally to the years in service. The correct monthly pay is reflected where the two columns meet. For e..

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