Can you get life insurance if you have cancer?

It is possible for someone who has cancer to get life insurance, but it may be difficult or expensive. In most cases, the insurance company requires the patient to be in remission for a specific amount of time before approving a policy.

Typically, life insurance companies also ask for specific details regarding the cancer diagnosis, such as the type of cancer and how it was treated. Whether a patient can get a policy may depend on these factors. A waiting period is also required, and the length of the waiting period varies based on the type of cancer. Some cancers are considered lower risk for insurance companies, which affects the waiting period.