How long is the process of filing for Social Security benefits?

Online filing takes 10 to 30 minutes for a Social Security retirement benefits application and one to two hours for a disability benefits application. Supplemental Security Income benefit applications are not accepted online. Applicants for all benefit types can apply by phone or in person, but filing times will vary.

Online applicants are contacted by the Social Security Administration if additional information or paperwork is needed. Applicants for retirement and disability benefits are able to check their application status online. After completing the application, applicants can expect a three to five month wait for the Social Security Administration to approve or deny the case.