Does NetSpend have free checking?

NetSpend offers a free prepaid card with free direct deposit capabilities for all members who sign up to receive a debit card. The company does not offer a free checking account where members can write paper checks; only a free prepaid debit card.

NetSpend allows users to have their paychecks and government refund checks deposited directly onto their check cards. For people who do not want to open an official checking account with a local bank, but still want access to a debit card and the opportunity to withdraw from an ATM, NetSpend provides that free of charge. Users of NetSpend can even allocate how much of a paycheck or refund check goes on the card.