How do you qualify for Fingerhut credit?

It is possible to qualify for Fingerhut credit by making a minimum $50 purchase, a $30 down payment on the purchase, and on-time monthly minimum payments for six to eight months until the balance is paid off, explains Fingerhut. This earns the purchaser a revolving credit line with the company.

The new revolving credit does not require a down payment on each purchase, says Fingerhut. The revolving credit line allows individuals to increase their credit lines and defer payments. The revolving credit line assigns customers low monthly payments and allows them to choose among many trusted brand names for their purchases, up to their current credit limit.