What is a reliable online pet insurance provider?

As of 2015 the best pet insurance providers are Healthy Paws, Pet Plan, Trupanion and Embrace, according to Consumers Advocacy Group. Important factors when evaluating a pet insurance provider are reimbursement policies, verified user reviews, payouts and deductibles.

Healthy Paws, the top rated pet insurance provider, is consistently ranked as the leading company in customer satisfaction and offers unlimited lifetime benefits with no claim caps. Critics of pet insurance argue that plans focus on costly drugs rather than preventative medicine, reports. Pet owners with insurance tend to spend wastefully because insurance providers are paying for treatment, says National Public Radio.