What are some top mutual funds?

The Vanguard Health Care Index Fund and the Fidelity Blue Chip Value Fund are two of the top-rated mutual funds of 2015, according to The Street. Both mutual funds receive an A+ rating from the website, with an overall risk grade of B.

Not all mutual funds provide safe short- and long-term growth for investors. A number of variables determine the investment value of mutual funds, including the intrinsic value of the underlying asset, total average annual returns and how well mutual funds handle market volatility, reports The Street. Mutual Funds are a portfolio of companies that meet a specific investment objective outlined in the fund’s prospectus, explains Investopedia.