What is an average mortgage payment on a day care center?

The average mortgage payment on a day care center can vary from state to state. These payments are based on the type of mortgage, the applicable interest rate, the value of the property and any property tax or insurance premiums included in escrow, according to the Consumer Financial Protection Bureau.

As a commercial business, a day care center may be eligible for a commercial mortgage if the company operating the enterprise applies for a mortgage, according to FTAdviser. Mortgage payments are indirectly influenced by other factors, such as the location of the property, proximity to a school district and the borrower's credit score.