Where can you cash a personal check?

A U.S. News article states that a valid personal check can generally be cashed at the issuing bank without needing to open an account. Check-cashing companies offer this service for a nominal fee. Verifiable identification is needed in most circumstances.

Some banks charge a fee for the check-cashing service for non-members and encourage these customers to open an account to avoid such fees, though this is not required. Some major retailers, such as Walmart and 7-Eleven, offer check-cashing services in their stores, according to the U.S. News article. Prepaid account services, like those offered by Chase, allow the deposit of checks in exchange for a monthly fee.