Where can you get a free copy of your credit report?

A free credit report is available through AnnualCreditReport.com or by calling 877-322-8228. TransUnion, Equifax, and Experian are legally obligated to provide one free copy of each of their credit reports to consumers each year.

When requesting a credit report, a consumer has the right to receive a report from each credit union at once or to receive each report separately over the year. The free report was a requirement established by the Fair Credit Reporting Act, which was designed to protect consumers. The free report gives consumers an opportunity to review their credit reports for accuracy and to help prevent identity theft.