What is collision insurance ?

Collision insurance is a type of automobile insurance that covers the cost of the damage sustained in collision with another car, object or in a vehicle rollover. A deductible may have to be met before the insurance covers the damage.

Liability insurance is the minimum requirement of state laws. Collision insurance is not required by state law but could be a requirement if the vehicle is financed through a dealership or lender. This protects the investment and liability of the owner.

Comprehensive insurance works along with collision insurance. This type provides coverage for damage sustained to a vehicle other than a collision or vehicle rollover.