What are HFC and Beneficial?

As of 2015, Household Financial Corp, commonly referred to as HFC, and Beneficial are lending agencies in the United States that offer financial lending products such as credit cards, auto loans and home loans. HFC and Beneficial are both owned by British parent company HSBC Group.

As of 2015, both HFC and Beneficial customers can access their account information on Beneficial.com. Other items available on the website include account management, the ability to view statements and sign up for alerts, and access to 1098 interest statements. Customers also have access to the HSBC Credit Center and the ability to schedule auto-drafted loan payments.