What are some services of Monona State Bank?

Monona State Bank in the Madison, Wisconsin, area offers personal banking services of checking, savings, loans, home lending and business and investment services. The bank has 24-hour telephone, online, mobile and automated-teller machine services 365 days a year.

Savings accounts include interest-bearing accounts, money-market accounts and individual retirement accounts. The True Savings account can be opened for $100 and is free if customers keep a $100 daily minimum balance. The interest on this account is 0.03 percent per year.

Monona State Bank has checking with its True Choices account, which requires $100 to open and is free if customers have three other Monona products. Eligible products include a debit card, a credit card, a savings account and online banking.

Home lending includes mortgages, home-equity loans and home-improvement loans. The bank also provides loans for autos and for consolidating debt, purchasing equipment or other personal reasons. Business banking includes checking and savings accounts, bank-card services, business financing and savings and investments.

Monona State Bank has drive-up hours until 6 p.m. weekdays and is open Saturdays until noon. Customers can use a Monona State Bank check card free of surcharge at participating community banks in Wisconsin. The bank has four locations in the Madison and city of Monona area.