Is 650 a good credit score?

A credit score of 650 is generally considered in the middle of what is a bad credit score and what is an excellent one. A 650 score can be considered good, but it does leave some room for improvement.

There are ways to raise a 650 credit score. One of the easiest is to pay down credit card balances. Another is to ensure that at least the minimum monthly payment is made on time. Getting rid of small balances can also help increase a credit score. Raising a credit score can take time, but with enough patience it can be done.