Is a 680 a good credit score?

A credit score of 680 is at the higher level of a middle-range score, according to myFICO. The risk rate is categorized by a range of credit scores, with the range of 650 to 699 indicating a 14 percent risk rate, as of 2015.

A credit score above 700 usually provides lower interest rates, according to CNN Money. A credit score under 600 can often result in high interest rates or even a denial for a loan.

Knowing what is on a credit report can help a person ensure that the score is accurate, according to Forbes. When the consumer checks his own credit score, it is viewed as a soft inquiry and does not impact the score.