What is an excellent credit score?

According to Money Crashers, an excellent credit score is one that is above 800. The highest credit score a person can attain is 850, and any score above 800 indicates a long, unblemished credit history.

A credit score above 800 suggests that a person has experience with multiple credit lines and has dealt with different types of credit. People with excellent credit scores generally have a strong and stable work history and have had no trouble repaying their debts. These people are often offered the best interest rates and repayment plans because lenders trust them to repay their debts responsibly and with efficiency.