What types of credit cards does First Bankcard offer?

As of September 2015, First Bankcard offers a Platinum Edition MasterCard, Maximum Rewards MasterCard and Secured MasterCard, according to the First Bank website. Platinum and Rewards cards have no annual fee. The Platinum card offers some cardholders with excellent credit scores lower interest rates than the Rewards card.

The Rewards card allows users to accrue points to redeem for travel, merchandise, gift cards or statement credit, First Bank states. Cardholders earn one point for each dollar spent on qualifying purchases. The Secured MasterCard is for consumers who are trying to establish initial lines of credit or seeking to re-establish their credit scores. The card requires a collateral deposit.